(~7 min) What can one do to improve their retirement plan in the face of lower expected market returns besides working longer or spending less? Fortunately, there are five lesser-known solutions to consider that can significantly improve your retirement plan.
Roth IRA conversions are a powerful retirement planning tool that can create value by itself as well as unlock many other valuable retirement planning strategies. Don't miss your chance for 2022!
Unfortunately, most think they don’t need or can’t seek formal retirement planning help until they are ready to retire. This is just not true. Learn how to figure out your answer to the question "When should I start retirement planning?".
The five years before and after retirement are fraught with such risk that Prudential Insurance coined the term "Retirement Red Zone" to define this period. Learn more about the critical risk exposure during this period and how best to manage it.
Of all the strategies that fall under the category of tax management, the development of an optimized retirement income strategy has the potential to yield the most significant benefit. Learn more about retirement income strategies, how to determine one, and the potential value of implementing one.
This case study shows in quantifiable terms the value of applying dynamic withdrawal rules to a retirement plan. See why dynamic withdrawal rules are among the most powerful tools in a retiree's tool chest.
Learn more about Donor Advised Funds (DAFs) and why they are such a popular retirement and tax planning tool for those with charitable intent.
A majority of financial advisory firms employ some form of client segmentation leading to very different experiences for top clients versus bottom clients. Learn more about this practice, how to determine where you fit, and how to protect yourself.
Just because you may qualify to purchase alternative asset investments does not mean you should. Alternative asset investments have many drawbacks that are exacerbated by approaching retirement.
No matter your generation, retirement is a reality we all will face, whether voluntary or forced. Following are retirement strategy tips to consider at every stage of life to improve your potential retirement outcomes.
Learn the approach we use to determine appropriate dynamic withdrawal rules and how we use them in practice to optimize your retirement plan.
As more and more media attention is given to cryptocurrencies, it is important to learn what exactly these "assets" are and why they do not belong in your retirement investment portfolio.
Your asset allocation decision is one of the most important decisions you will make when retirement planning. Learn more about our framework to help you think through this decision.
While recent Morningstar research makes the claim your initial withdrawal rate should be well under 4.0%, I give you ten reasons why your initial withdrawal rate should be higher.
A properly constructed Roth IRA conversion strategy can be a powerful retirement planning tool. Learn the five fundamental economic drivers of value when considering a Roth IRA conversion strategy.
Estate planning is an important part of the retirement planning process. Learn the six core steps to take to cover your estate planning basics.
Don't miss your opportunity to take advantage of a Roth IRA conversion in 2021. Understand what's at risk and your timeline.
Annuities are neither inherently good nor bad. Annuities are just a retirement tool. Like any tool, they can be good or bad depending on their selection and usage.
Learn the difference between a Safe Withdrawal Rate and an Optimal Withdrawal Rate. Learn more about the factors that go into determining your Optimal Withdrawal Rate.
Learn what it is, why you need one, and how to create one. We provide a link to download an editable version of our Retirement Spending Plan tool.