Knowledge Center

Learn the approach we use to determine appropriate dynamic withdrawal rules and how we use them in practice to optimize your retirement plan.

As more and more media attention is given to cryptocurrencies, it is important to learn what exactly these "assets" are and why they do not belong in your retirement investment portfolio.

Your asset allocation decision is one of the most important decisions you will make when retirement planning. Learn more about our framework to help you think through this decision.

While recent Morningstar research makes the claim your initial withdrawal rate should be well under 4.0%, I give you ten reasons why your initial withdrawal rate should be higher.

A properly constructed Roth IRA conversion strategy can be a powerful retirement planning tool. Learn the five fundamental economic drivers of value when considering a Roth IRA conversion strategy.

Estate planning is an important part of the retirement planning process. Learn the six core steps to take to cover your estate planning basics.

Don't miss your opportunity to take advantage of a Roth IRA conversion in 2021. Understand what's at risk and your timeline.

Annuities are neither inherently good nor bad. Annuities are just a retirement tool. Like any tool, they can be good or bad depending on their selection and usage.

Learn the difference between a Safe Withdrawal Rate and an Optimal Withdrawal Rate. Learn more about the factors that go into determining your Optimal Withdrawal Rate.

Learn what it is, why you need one, and how to create one. We provide a link to download an editable version of our Retirement Spending Plan tool.

This seemingly simple question is actually quite complex. Learn about how to think through the answer to this question.

The application of Dynamic Withdrawal Rules can do more for your retirement than all tax management strategies combined. Learn why you should consider employing this valuable retirement plan optimization strategy.

A Roth IRA conversion strategy is more than just a great hedge against higher future tax rates. Learn more about Roth IRA conversions.

Learn the differences between a Retirement Specialist and a Financial Advisor. Which one should you seek?

Check out this guest Insight by Tina Martin of Ideaspired if you have considered starting a home-based business as part of your retirement.

It's easy to see why the Financial Advisory industry is continuing it's evolution from Commissions -- to % of Assets Under Management (%AUM) -- to Flat-Fees. Learn why a Flat-Fee advisor is best for retirees.

Several strategies can be considered to help you manage taxes in retirement. Material value can be created by adopting these strategies whether you do it yourself or with a financial advisor's help.

Given their limited resources, retirees are often searching for ways to make the most of their situation. This is the easiest of all retirement optimization strategies to adopt.

Adopting a dynamic rules-based approach to portfolio withdrawals can improve your lifetime income while also reducing your risk.

Your investment portfolio should look different in retirement. As likely one of your largest and most important assets, your investment portfolio must be structured and managed properly to best support your retirement journey.